Comment on My credit union no longer allows me to payoff pending purchases made on my credit card
SpaceNoodle@lemmy.world 22 hours agoWhat I’m seeing in this post is that people want a good score that is supposed to reflect their ability to pay bills on time without explicitly paying bills on time. Simple tracking one’s spending and paying off credit card statements and they come in is a great way to build credit, but it does require a minimal amount of fiscal responsibility in the form of tracking one’s own spending habits over the course of a single month.
BertramDitore@lemmy.zip 22 hours ago
I get what you’re saying, but paying a bill before its due date is still paying that bill on time. I also keep track of my spending habits, and am completely on top of and in control of my finances. I just also choose to pay my credit card balance as I go.
SpaceNoodle@lemmy.world 22 hours ago
Allow me to further attempt to better communicate the key points in the timeline.
The time of purchase is well before the statement date, which precedes the due date.
ToP — SD — DDThe “expected” behavior is to pay the statement balance between the statement date and the due date.