Comment on My credit union no longer allows me to payoff pending purchases made on my credit card
frezik@lemmy.blahaj.zone 20 hours agoThe bank knows people will make mistakes that they didn’t before. They stand to make more money off those people. It is not a neutral policy that they’ve arrived to in a mutually beneficial manner.
Their favorite customer is one who slips up sometimes. Bank still gets the debt paid as expected, but now with more fees.
They also want people to say “thems the rules, deal with it”. That lets it appear to be a neutral policy while making more money than before.
SpaceNoodle@lemmy.world 20 hours ago
Sure, so these people could be edit from using a debit card instead.
frezik@lemmy.blahaj.zone 20 hours ago
And kill their credit score while they’re at it. Which they need for a multitude of other things.
The system is rigged.
SpaceNoodle@lemmy.world 20 hours ago
Sounds like the only option they have left is to … track their finances?
frezik@lemmy.blahaj.zone 20 hours ago
See, you’re falling right into it. They were tracking things just fine before the rule changed. The rule was changed so the bank could make more money.