As a pharmacist I’ll give this my stamp of approval.

Only part I’d throw into this short write up is that 80% of the market is 3 guys - CVS Caremark, Cigna Express Scripts, and Optum. And they all steer to THEIR pharmacies and use this to continue the theft (such as Express Scripts paying a pharmacy in the Tricare military program 1% on a drug of what they pay themselves (using government money, of course)).