Sadly, indeed

People paying everything by card won’t be interested anyways, and that’s a LOT of people

I’ve heard that in countries with bad economy there’s still some usage, but nothing incredible

I’ve met people who are in those types of countries and they told me they mainly hold crypto to avoid the enormous inflation of their currency, and pay with it or exchange when they want to spend it. Basically an alternative to exchanging fiat to another fiat