Just wanted to share that it’s possible that RISUG or Vasalgel (I think they rebranded as PlanA) will become available this decade. Look into it and see if that works for your needs (no idea how active you are). I’ve got kids that I’m hoping will never have to worry about a surprise (funny enough they are the very first planned offspring on either side of our families).

Best of luck to anyone facing this choice at any age.