It sounds like you feel helpless. You’re having difficulty understanding how a therapist can help because you see all of your problems as “uncontrollable things that happen TO you.”

The point of the therapist is to change how you view yourself and your world. You think that the only way your life could get better is for some external force to remove your problems, but YOU can fix the problems yourself, or, at least have the ability to continue living a happy life despite the problems.