They… kind of sort of already have.
You can just throw money into your Steam account, via the mechanism they came up with for Steam Gift cards.
So, buy a physical gift card, or just give Steam your bank/card info, take money out of bank, give to your Steam Gift balance.
So uh, presumably, that Steam Gift Balance doesn’t exist in a bank anymore, beyond being a withdrawl from your account, its now just … a $USD value associated with your Steam account, that you csn now buy anything with, and your original bank/card company has no visibility into that second transaction.
ugo@feddit.it 3 weeks ago
muusemuuse@sh.itjust.works 3 weeks ago
PayPal wouldn’t dare attack Steam for accepting external payment methods with rules they don’t agree with and can’t change because they don’t own those companies. In addition to opening them up to potential lawsuits, it could catastrophically backfire if Valve simply said “fine, we don’t accept PayPal anymore, but we do accept crypto now.”
PayPal would die in a week. The investors would drag out a guillitine by the next earnings call.
ugo@feddit.it 3 weeks ago
muusemuuse@sh.itjust.works 3 weeks ago
Paypal has a reputation for this kind of thing from before Trump 2.0 though. They’ve ben doing this since at least 2003.
sp3ctr4l@lemmy.dbzer0.com 3 weeks ago
Ah.
That’s true.
In fairness, I was trying to assess the capability of Valve to just make their own payment processing system, which they still largely could do.
Granted, this would be a bit of an endeavor…
But uh, fintech stuff is pretty common these days, Valve has a lot of money, and they could easily poach or hire some experts to guide the process of making their own version of something like Plaid or Chime or CashApp or Remitly, etc. but only for their ecosystem, not allow actual user to user direct cash txns, and work that into their own pre-existing Steam and Steam Mobile frontends.
Valve does kinda know a thing or two about servers and server code, I’ve worked a bit on both game network code (as an enthusiast/mod maker/etc) and on import/export transactions amd dbs (professionally)… the actual coding involved in a video game server stack is way, way more complex imo… Valve really only need help with the legalities and regulations of setting up a compliant psuedo bank and payment systems in different countries and such.
Then they could tell PayPal to go fuck themselves.
I am not saying this is likely to happen, just saying it is hypothetically possible… and Valve is kind of known for innovating the gaming space, pushing the envelope, raising the bar, as they say.
But, that being said… all that effort vs just delisting some shitty RenPy smut e-novels based on incest?
Yeah, I’d just can the goonslop too.
I’m seeing about 7000 ‘adult only’ games on the store right now… so… its not like they’ve just banned porn games.
ugo@feddit.it 3 weeks ago
sp3ctr4l@lemmy.dbzer0.com 3 weeks ago
This is possible, but I kind of doubt that say, MasterCard and Visa are going to blanket ban all kinds of ‘adult’ charges… at least right now.
Like uh, ever been to a strip club?
Its not like Visa and MC don’t know that the ATMs there are infact at strip clubs, and even those ATMs are still ultimately using Visa or MC as a payment processor.
I’d say probably not full fledged, ‘we are actively developing this’ project, but it may have at least spawned some discussion along the lines I above described.
The way large tech corps tend to work is that a whole bunch of at least high level, general concept plans are drawn up, considered in meetings, sorta like cards pulled out of a deck, into your hand… and then there is deliberation as to whether or not to actually ‘play’ said card.
The way I know that above paragraph is that uh, hah, like GabeN, I used to work for MSFT, and a few other companies/nonprofits with a significant tech aspect.