Comment on take out a huge loan
mkwt@lemmy.world 15 hours agoFun fact: the Big Three US American credit unions have a time horizon of seven years. This is set by law. This fucks me, because all my credit accounts are older than that. But the seven year horizon is good for this guy and folks who have declared bankruptcy.
Trainguyrom@reddthat.com 12 hours ago
Because of that time horizon my wife briefly had no credit score at all. She trashed her score at 18 then never tried to touch credit again because “I already know my credit is trash” then it all fell off and she effectively had a clean slate with no credit history