Comment on A simple solution, really

• blarghly@lemmy.world ⁨1⁩ ⁨month⁩ ago

  It will be $600 less to make in interest payments as you gradually pay the debt down.

  More poignantly, however, it would be very useful for a $600 copay. And these are significantly more common.

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  • piccolo@sh.itjust.works ⁨1⁩ ⁨month⁩ ago

    Until next year you have another $10k added on because it happened on dec 31st.

    I get what your saying, but if you’re only mustardly up $300 a year in savings, if you arent using it to find a way to earn more money, then just fucking spend it to make your existence a tiny be better. Because if your gonna be in debt and never able to get out, mind as well not even worry about it. They cant take what you dont have

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    • blarghly@lemmy.world ⁨1⁩ ⁨month⁩ ago

      They definitely can take what you don’t have. That’s what debt is.

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      • piccolo@sh.itjust.works ⁨1⁩ ⁨month⁩ ago

        No, debt is unpaid credit. If your in debt you, already didnt have it, thus why they lended the money/services.

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