Cash will change to a digital form or disappear, I don’t agree with the people claiming it wont’t.

Scandinavia is so close already, recieving cash is considered bothersome. No one uses it for anything anymore. Well… Besides drugs.

Both electricity and the internet is critical infrastructure. Any downtime of either is really serious. It is however not rocket science to solve the biggest issues in regards to payments. As long as people can show their identity we can agree on tiny loans for stuff. Or just having the government bail out all verified purchases after the fact.

100$ per person isn’t that much money. Any bigger purchases can be handled with invoices.

So I am more worried about heating in the winter and access to water and sanitation.