Happened to me. I’ve had both. Companies that say they’ll never do ask for that and companies that use a texted code to verify you over the phone or even in a helper chat. (I think Apple might even do it but I haven’t used their help in awhile)

So when I got a call from a number that was spoofing a payment app’s info, i didn’t think much of it when they asked for a code. But as soon as I said it, I knew I fucked up since I didn’t initiate the call. They tried to buy $500 gift cards with it but because I realized it so quickly I was able to get it stopped by the real company and my bank.

I genuinely think I’m pretty good at recognizing scams and have a high “tech IQ” but they got me here.

I always tell people this story so they know it really can happen to anyone, no matter how good you might be.