hannahbelles

@hannahbelles@lemmy.world

• ⁨Comment⁩ on ⁨Ok, boomer⁩ ⁨⁨17⁩ ⁨hours⁩ ago⁩:

  It’s definitely based on where you live… Whether you get a USDA backed loan, etc… I financed my house, 15 yrs ago when rates were between 3 and 6 percent. 2200sqft 3br, 2 bath, with half finished basement on a half acre, and deeded lake access point (Lake Norman) they wanted 120K, but I talked them down to 100K. Since it’s out in the country ( about 15 minutes from the city), it qualified for USDA, which means no closing costs, 30 year FIXED RATE. I pay $650 a month for my mortgage…Only downside is that it was built in 1973, but there are so many houses out here like this, just sitting…