link to original reddit post by /u/AJgrizz


For those money conscious libertarians out there: how do you manage your assets? Where do you store the value of what you have earned?

My time horizon for retirement is about 25 years. I max my retirement contributions annually because, naturally, I do not want to work for the rest of my life and I do not expect taxpayers to pick up the tab. But knowing that the fiat USD will eventually crash and burn (for good), I'm left worried about how soon relative to my retirement that the crash will be. I don't always feel good about passing up $25K each year for retirement knowing full well just how badly savers will eventually be screwed. I'm worried that the money won't be there by the time I need it.

Bitcoin of course is inherently libertarian and I do buy some each month because I do believe in its fundamentals, but it's hard for me to guess when Bitcoin fully becomes a medium of exchange for financial transactions. I don't want to HODL forever and I probably won't want to sell it for USD 25 years from now because I can't even imagine how worthless the dollar will be if the system is still afloat. While I do believe Bitcoin is inevitable, I feel that the empire will be able to slow mainstream adoption--but I don't know how much.

I own a piece of real estate. I sometimes wonder if I should go more heavily into real estate simply because its a tangible asset... but "governments" can seize that.

I'm wary of converting my existing USD assets into Bitcoin but I'm open to adjusting my allocations. I'm probably around 90% USD and 10% BTC. There's an advertiser on Dave Smith's podcast that allows you to open an IRA to buy Bitcoin in--has anyone done this? I'm considering it... but it feels weird to be trying to use a tax-advantaged vehicle to store a currency that they do not want me to have to begin with.

I would really like other perspectives and opinions on this matter. Cheers!