If Michigan, Ohio State, and Penn State all go 11-1 with losses to one another, Iowa's winning record would likely put Penn State as the champion.

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The original was posted on /r/cfb by /u/PocketPillow on 2023-10-19 22:48:06.

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Detailed fully here:

Summary: we would get to the 5th tie breaker which compares the cumulative record of their Big Ten West opponents. Because Iowa only played Penn State, and Iowa keeps winning, Penn State would likely be carried to the championship game on the back of their victory over Iowa.

If Iowa defeats Minnesota it becomes a near statistical certainly that Penn State would hold the tie breaker.