With Penn State’s win today, Terry Smith has as many wins as a betting underdog (1) as James Franklin has in the last 5 seasons combined.

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The original was posted on /r/cfb by /u/0987user on 2025-12-27 20:37:24+00:00.

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Terry Smith’s record as an underdog: 1-3

James Franklin’s record as an underdog: 1-11

(The win for Franklin was at Wisconsin week1 of 2021)