People in those countries absolutelly aren’t going bankrupt due to being denied life-saving treatment and having to pay for it from their own pocket.

The meme has an “or” in it though. About 20% of Canadian bankruptcy is due to health and illness.Here in Canada the maximum disability in ~1500cad a month, which might pay your rent if you live in a really really cheap area. Part of the reason it’s bad like that is because it is so often compared to America, and often greatly exaggerated like in this meme.