While we can’t say for sure, I’d certainly be wargaming some possible outcomes and how to respond to them.

Wouldn’t surprise me if disability for mental health reasons was high on the list of things to cut. It’s effectively an “invisible” disability, which makes it somewhat easier to cut while limiting loss of political capital.

I wish you all the best getting through the upcoming difficult years. You’re a genuinely good person for caring and thinking far enough ahead to realize the question needs to be asked.

For other folks reading this, now is an excellent time to review your payroll deductions and ensure you’re paying for private disability coverage - both short and long term. It’s one of the least expensive ways to hedge against the crazy of the next four years.