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tychosmoose@lemm.ee ⁨1⁩ ⁨month⁩ ago

That’s all fine, but just be sure you know how much you’re paying them for that service. Before we switched to self-managed a number of years ago our guys were taking 1.4% off the top of the whole account just to pick a bunch of index ETFs. Market goes up 5% and I only see 3.6% of it. Not good. Plus the ETFs they picked had higher expenses than just going with a whole market choice.

They offered to get us on a plan at 1%. Ha, no thanks.

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