I decided to dip the toes into ETFs last December, using the Superhero app. Mix of Aussie and US, i just add money to my account any month i have any left over to do so, ill put some in savings and some into the ETF account. Probably looking at about 10% increase across the board when i hit the 1 year mark which has been nice. Your worst performer reminds me of much of my crypto, not worth the hassle of trading or withdrawing out!!