Yeah, but name a single big box retailer that takes a cryptocurrency at the point of sale? You can’t because none do. Having to find an ATM to be able to complete a transaction isn’t scalable. And for retailers, seconds count at the PoS. So if it takes any significant time at all to process a transaction, they’re not going to do it. Further, they’re not going to eat the kind of fees that crypto brings along with it. Same reason a lot of retailers don’t take AmEx, for example. The transaction fees are outrageous. So as a retailer you either eat it, which most won’t, or you pass the cost on to the customer, and alienate your customers.

Until you can walk into a McDonalds or a Walmart and swipe or tap something at their payment terminal to pay with your cryptocoin, it’s not going to be viable. And I’m not talking about exchanging it for cash, and then paying. I’m talking about the retailer actually accepting the coin.

As a currency, crypto has utterly failed. It’s nothing but a speculator market, and an extremely dirty and volatile one at that.