Comment on If a person buys something with a CC to help their credit score, and in a couple days returns it, does that help or hurt your credit? Why?

CannedYeet@lemmy.world ⁨6⁩ ⁨days⁩ ago

If it does help, it will make a miniscule difference and not be worth the trouble. Building credit takes years.

If having a credit card changes your spending behavior, then just use your credit card for stuff non-discriminatory stuff, stuff you have to buy, and cut up the card or don’t carry it around.

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