Comment on If a person buys something with a CC to help their credit score, and in a couple days returns it, does that help or hurt your credit? Why?

lIlIlIlIlIlIl@lemmy.world ⁨15⁩ ⁨hours⁩ ago

it doesn’t help nor hurt, because it doesn’t show that you’re any more reliable in repayments, which is what credit score is.

Reliable repayment and % utilization are what move credit scores

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