I totally get the pushback on the “you will own nothing” but also a lot of times, I don’t want to. I spend $1500 on a new PC every ~5 years and spend a bunch of money on games I don’t play, and miss out on others that I don’t want to spend the money on. I almost never go back and play those games ever again, other than maybe the top 1%.

In theory I might explore an option like this, but in reality I have experimented with it and it’s completely unplayable.