I read younger but figured you meant the one close to boomer. what im saying is they are just hitting retirement age. Im mid X and Im supposed to be working for 10 more years. heck now is supposed to be when Im putting in most for retirement. I would totally retire early now if I could. Thats why I was saying you might see in 10 years but honestly im not sure how older X is doing. I mean I know I was unemployed for over a year in 2010/2011 and was kinda lucky I had a job that held out for so long from that crises. similarly I was lucky to enter a government grant based position back with the first tech crash just after 2000. I mean I know boomers who could of retired with a nice enough setup and did not but given X is just at retirement age and that im not sure how prevalent a decent setup is its kinda a different story. I don’t many have pension plans they are part of.