The reason housing is not solving itself, is that investment firms are buying and controlling all the stock and controlling the pricing. This is also why rents are so high.

I suggest legislation where the practice is severely restricted. Maybe an increase in the property tax rate if you do not live in the property, with an additional tax if the property does not have an occupant. Or a higher tax rate for corporately owned properties.

When my parents were young, they could afford a 4 bedroom home, two kids and our education on the single income of a teacher with my mother being a stay at home mom. The problem is that salaries have not kept up with inflation in the last 50 years.

Raising kids costs time as well as money. You cannot have time to have kids if both parents need to work full time.