If you do it about once a week or more, then you do need it. If you need it any less than once a week, congrats it’s a status symbol. How do I know? Because the numbers don’t lie, and if you only actually haul monthly - or even every 2 weeks, it’s actually phenomenally cheaper to rent a truck from either a rental shop or something Home Depot. Trucks are crazy expensive, their fuel already was astronomical before, and now it’s even worse. It’s much much cheaper to have a modest sedan/van than it is to own a truck.

Speaking of vans, it’s actually more spacious and more carrying capacity to own a decent van than it is to own a truck. Go ahead, test out my knowledge. Vans have more carrying capacity, better fuel mileage, they’re closer to the ground so they’re easier to load, and they’re even covered so you don’t need a topper or tool box that takes up even more space.

So in short, if you haul less than once a week, you should have rented and saved a few dozen thousand dollars. If you haul more frequently than weekly, you probably should have bought a van.