I was mostly stuck on the “the only way” part of your comment. In terms of accessibility, I don’t know that the domain method would really be any better - not to mention that it’s limited to Pro/Enterprise Windows editions that most consumers aren’t getting.

The audit mode path is more GUI friendly but, similar to the Domain option, still requires pre-existing knowledge or web search.

Here’s hoping Microsoft actually follows through on loosening this restriction, even though I largely hold the position that basic users’ security benefits from the MS Account setup.