You can use the EDIE calculator. Depends on how many beneficiaries too. Am in banking.

edie.fdic.gov

Welcome to the FDIC’s Electronic Deposit Insurance Estimator (EDIE) Attention mobile device users, recent visual enhancements have been implemented to improve your experience.

SUMMARY OF TRUST RULE CHANGE:

As of April 1, 2024, the maximum insurance coverage for a trust owner with five or more beneficiaries is $1,250,000 per owner for all trust accounts (including payable on death (POD)/in trust for (ITF) accounts, formal revocable trusts, and irrevocable trusts) held at the same bank. Depositors can name as many beneficiaries as they wish, however the coverage limit will not exceed $1,250,000 as of April 1, 2024. This coverage change applies to both existing and new trust accounts, for all deposit products, including CDs regardless of purchase or maturity date.