$20 was the cost of a whole CD Album, I don’t remember singles selling for that much. Or maybe you’re referring to the phenomenon of having to buy a full Album just for the one song you like?

I prefer to buy Albums, and these days new Vinyl usually comes with a lossless digital download redemption code.

At the same time, I still subscribe to music streaming services. I’ve got some ambient / background music playlists that are days and even weeks long - I’m not going to allocate make local storage space to them, let alone pay $9,000

These services are amazing for music discovery. I live having an album or playlist finish and then getting “radio” of similar music to hear and discover.