Most domestic insurance policies do not cover the use of a vehicle on company business and your employer would become implicated in the event of an accident. This necessarily implies that driving to work is not company business which doesn’t make sense to me. Do they think I was out for a drive each morning and just so happened to be in the vicinity of my workplace so I thought why not drop in for a shift? Them’s the rules.

If you do get into an accident and they ask you ‘what gear were you in at the moment of impact?’ Tell them Gucci sweats and Reebok Classics.