I guess I’d probably pick “money” because I am generally risk-averse. I might already have incredible luck, but I don’t gamble, so how would I know? I’ve been incredibly lucky in non-gambling endeavours (my health, my family, my career, etc), but if asked to pick between being stochastically lucky and being guaranteed a certain level of comfort (and thus being able to provide for my family) for the rest of my life, I’m gonna pick the latter.