It’s not going to be pretty. As climate change does more damage, companies will whine prices need to skyrocket. But it’s not like theyre going to use the money to prepare for the worst, they will pay it all out to investors and run away / force you into legal battles to get your insurance.

They definitely have “force majeure” clauses but that can’t cover everything the earth has in store for us this year. At what point is it not “foreseeable”.