If they even underwrite it and don’t just decline coverage anyway.
My wife got declined for being underweight by 10lbs. No way they underwrite someone with documented suicidal ideations.
If they even underwrite it and don’t just decline coverage anyway.
My wife got declined for being underweight by 10lbs. No way they underwrite someone with documented suicidal ideations.
Kungolicious@lemmy.world 1 year ago
I’m not sure what you mean by underwriting it and declining coverage anyway. But you’re correct, it is challenging to get somebody approved for taking medication relating to anxiety/depression. If they have a history of being hospitalized, they will not approve the underwriting.
It’s surprising that your wife got declined for being 10 lbs under weight. If that was truly the only problem, I’d be able to get that approved through just about anybody. Which company did you use?
Earthwormjim91@lemmy.world 1 year ago
I didn’t say underwrite it and decline coverage anyway.
I was speaking to your statement of it wouldn’t affect payout but would affect premiums.
It would affect the premium if they do decide to underwrite it at all and don’t just decline you.
Kungolicious@lemmy.world 1 year ago
Ahhh gotcha. We’re basically saying the same thing
Earthwormjim91@lemmy.world 1 year ago
Yeah lol.